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The Infonavit Withholding Notice is no longer required in print

When obtaining an Infonavit credit, the first thing workers have to do is take the withholding sheet to their employer so that they can validate the discount, however, this has already changed and now everything will be electronic.


Last July 8th, Infonavit reported that the Withholding notice will be replaced by a discount notice that will be available to the worker through the new Credit Procedures confirmation service in “My Infonavit Account” (micuenta.infonavit.org. mx), a document of an informative nature and that it will not be necessary to deliver it to the employer, which started from July 12th.

As soon as the worker receives this Discount Notification, it is essential that they notify their employer, so that they can access the Business Portal site (empresarios.infonavit.org.mx), in the “My procedures” section, option “Delivery procedure”. credit”, where you will confirm with your electronic signature that you are aware of the credit process that your employee is carrying out.


Once the electronic confirmation has been carried out through the Business Portal, the Confirmation Acknowledgment will be generated, which the workers will be able to consult in My Infonavit Account (micuenta.infonavit.org.mx).

This document will indicate that the credit process has already been confirmed by the employer and the notary will be able to proceed with the home titling process (in the case of mortgage loans) until the financing is formalized.


When the notary formalizes the credit, the employer can download the Discount Withholding Notice from the Business Portal, to begin deducting the monthly financing payment from their workers' salaries.


In this way, Infonavit seeks to encourage the registration of employers in the Business Portal and the use of electronic signatures, mitigate identity theft and simplify the conformation of the file in the notaries for the signing of housing deeds, it was indicated it's a statement.


We inform you that this information provides general information based on the current laws and regulations, and in case of an individual report, be sure to receive advice from an expert before handling it.

Reproduction, partial or full distribution without the approval of Doowoo Accounting S de RL de CV is prohibited.


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